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Welcome to The Mortgage Standard!These terms and conditions outline the rules and regulations for the use of The Mortgage Standard's Website, located at https://www.themtgstandard.com/.By accessing this website we assume you accept these terms and conditions. Do not continue to use The Mortgage Standard if you do not agree to take all of the terms and conditions stated on this page.The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company's terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client's needs in respect of provision of the Company's stated services, in accordance with and subject to, prevailing law of us. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.
We employ the use of cookies. By accessing The Mortgage Standard, you agreed to use cookies in agreement with the The Mortgage Standard's Privacy Policy.
Most interactive websites use cookies to let us retrieve the user's details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.
Unless otherwise stated, The Mortgage Standard and/or its licensors own the intellectual property rights for all material on The Mortgage Standard. All intellectual property rights are reserved. You may access this from The Mortgage Standard for your own personal use subjected to restrictions set in these terms and conditions.You must not:
This Agreement shall begin on the date hereof. Our Terms and Conditions were created with the help of the Free Terms and Conditions Generator.
Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. The Mortgage Standard does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of The Mortgage Standard, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, The Mortgage Standard shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.
The Mortgage Standard reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.
You warrant and represent that:
You hereby grant The Mortgage Standard a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.
The following organizations may link to our Website without prior written approval:
These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party's site.
We may consider and approve other link requests from the following types of organizations:
We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of The Mortgage Standard; and (d) the link is in the context of general resource information.
These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.
If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to The Mortgage Standard. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.
Approved organizations may hyperlink to our Website as follows:
No use of The Mortgage Standard's logo or other artwork will be allowed for linking absent a trademark license agreement.
Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.
We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it's linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.
We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:
The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.
The Mortgage Standard LLC (“we,” or “our”) is committed to protecting our customers’ and other website users’ (“you” or “your”) privacy and developing technology that gives you the most powerful and safe online experience. This Privacy Policy (the “Policy”) applies to the The Mortgage Standard LLC website and governs data collection and usage. By using the our website, you consent to the data practices described in this Policy.
Collection of your Personal Information
The Mortgage Standard LLC collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. We also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.
There is also information about your computer hardware and software that is automatically collected by The Mortgage Standard LLC. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by The Mortgage Standard LLC for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the The Mortgage Standard LLC website. This policy covers both online and offline activities, including information that we collect through our website, marketing events, applications you submit online and in person (among other methods).
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through any The Mortgage Standard LLC public message boards, this information may be collected and used by others. This includes any information that is part of your profile on a third party social network (such as Facebook) and that you allow the third party social network to share with us. Note: The Mortgage Standard LLC does not read any of your private online communications, such as a direct message sent to your loan officer.
The Mortgage Standard LLC encourages you to review the privacy policies of websites you choose to link to from ours so that you can understand how those websites collect, use and share your information. The Mortgage Standard LLC is not responsible for the privacy policies or other content on websites outside of the The Mortgage Standard LLC family of websites.
In all cases, we strive to limit the amount of information we collect and store to that which is necessary to provide you the relevant services.
Use of your Personal Information
The Mortgage Standard LLC collects and uses your personal information to operate our website and deliver the services you have requested. We also uses your personally identifiable information to inform you of other products or services available from us and our affiliates.
The Mortgage Standard LLC does not sell, rent or lease its customer lists to third parties. We may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, we may share data with trusted partners for a business purpose, for instance, to perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries, among other things. All such third parties are prohibited from using your personal information except to provide these services to The Mortgage Standard LLC, and they are required to maintain the confidentiality of your information.
The Mortgage Standard LLC does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
The Mortgage Standard LLC keeps track of the websites and pages our customers visit within The Mortgage Standard LLC in order to determine what The Mortgage Standard LLC services are the most popular. This data is used to deliver customized content and advertising within The Mortgage Standard LLC to customers whose behavior indicates that they are interested in a particular subject area.
The Mortgage Standard LLC websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on The Mortgage Standard LLC or the website; (b) protect and defend the rights or property of The Mortgage Standard LLC; and, (c) act under exigent circumstances to protect the personal safety of users of The Mortgage Standard LLC or the public.
California Consumer Privacy Act (CCPA)
On January 1, 2020, the California Consumer Privacy Act secured new privacy rights for California consumers. This act provides California residents with broad rights with respect to their personal information, and imposes significant new obligations on covered businesses.
You may make these requests related to your California privacy by sending an email to Hello@themtgstandard.com
When you make a request, we may ask you to provide verifying information, such as your name, email, or phone number. We will review the information provided and may request additional information via email or other means to ensure we are interacting with the correct individual. Please also be aware that making any such request does not ensure complete or comprehensive removal or deletion of personal information or content you may have posted, and there may be circumstances in which the law does not require or allow us to fulfill your request.
Please be aware that we do not accept or process requests through any other means (e.g. via fax, social media, other email addresses or telephone numbers, etc.)
Use of Cookies
The The Mortgage Standard, LLC website use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize The Mortgage Standard LLC pages, or register with The Mortgage Standard LLC website or services, a cookie helps us to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same The Mortgage Standard LLC website, the information you previously provided can be retrieved, so you can easily use the The Mortgage Standard LLC website features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the The Mortgage Standard LLC services or websites you visit.
Security of your Personal Information
The Mortgage Standard LLC secures your personal information from unauthorized access, use or disclosure. We secure the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When we transmit personal information (such as a credit card number) to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
We Do Not Collect Information From Children
We do not knowingly solicit or collect any type of information from a person under the age of 13. If you learn that a child has provided us with personal information in violation of this Privacy Policy, then you may alert us at Hello@themtgstandard.com and we will remove that information from our records as soon as feasibly possible.
Changes to this Policy
The Mortgage Standard LLC will occasionally update this Privacy Policy to reflect company and customer feedback. MS F encourages you to periodically review this Policy to be informed of how we are protecting your information.
Contact Information
The Mortgage Standard LLC welcomes your comments regarding this Policy. If you have any questions or concerns about this notice, or about the privacy of your nonpublic personal information that you have provided via use of this website, or would like to opt out from future contact by The Mortgage Standard LLC, please contact The Mortgage Standard LLC at 10161 Bismarck Palms Ave. Las Vegas NV 89166. If you believe that The Mortgage Standard LLC has not adhered to this Statement, please contact The Mortgage Standard LLC. We will use commercially reasonable efforts to promptly determine and remedy the problem.
